Turtlemint Fintech Solutions (TURTLEMINT)₹59.07+0.80%Financial Technology (Fintech)
In the Jun 2026 quarter (consolidated), Turtlemint Fintech Solutions reported sales of ₹294 Cr, up 39.9% from Jun 2025, and net profit of −₹37.85 Cr. For the year to Mar 2026, sales were ₹1,097 Cr and net profit −₹183 Cr.
Company filings, consolidated accounts; latest reported quarter Jun 2026
| Mar 2025 | Jun 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|
| Sales | 252 | 210 | 278 | 357 | 294 |
| Expenses | 289 | 256 | 316 | 361 | 327 |
| Operating Profit | −37.09 | −46.08 | −39.12 | −4.01 | −33.07 |
| OPM % | −15.1% | −22.1% | −14.1% | −1.1% | −11.1% |
| Other Income | 5.02 | 4.02 | −19.08 | 3.01 | 2.01 |
| Interest | 0.00 | 0.99 | 0.00 | 0.00 | 1.99 |
| Depreciation | 7.02 | 4.01 | 4.01 | 4.01 | 4.01 |
| Profit before tax | −40.13 | −47.21 | −62.27 | −5.02 | −38.18 |
| Tax % | 0.0% | 0.0% | 0.0% | −161.0% | 0.0% |
| Exceptional items | 0.00 | 0.00 | −20.89 | 0.00 | 0.00 |
| Net Profit | −38.86 | −46.86 | −61.84 | 2.99 | −37.85 |
| EPS (Rs) | −3,785.68 | −4,434.08 | −11.67 | 0.58 | −1.29 |
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|
| Sales | 294 | 420 | 79.04 | 663 | 1,097 |
| Expenses | 465 | 734 | 290 | 850 | 1,228 |
| Operating Profit | −172 | −315 | −211 | −188 | −130 |
| OPM % | −58.1% | −75.1% | −269.1% | −28.1% | −12.1% |
| Other Income | 11.03 | 40.13 | 40.17 | 30.10 | −44.14 |
| Interest | 1.99 | 1.99 | 1.99 | 1.99 | 1.99 |
| Depreciation | 5.02 | 12.03 | 20.06 | 29.10 | 16.05 |
| Profit before tax | −169 | −289 | −194 | −190 | −194 |
| Tax % | 0.0% | 0.0% | 0.0% | 2.0% | −4.0% |
| Exceptional items | 0.00 | 0.00 | −0.99 | −0.99 | −54.83 |
| Net Profit | −168 | −287 | −193 | −193 | −183 |
| EPS (Rs) | −16,284.33 | −27,619.91 | −18,475.21 | −18,631.79 | −34.49 |
| Dividend payout % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|
| Equity Capital | 0.00 | 0.00 | 0.00 | 0.00 | 4.98 |
| Reserves | 106 | 744 | 563 | 410 | 301 |
| Borrowings | 18.93 | 27.90 | 20.92 | 27.88 | 17.92 |
| Other Liabilities | 73.82 | 130 | 29.85 | 142 | 125 |
| Total Liabilities | 199 | 902 | 614 | 580 | 450 |
| Fixed Assets | 18.01 | 57.09 | 38.01 | 44.07 | 34.04 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Assets | 181 | 845 | 576 | 536 | 416 |
| Trade receivables | 76.86 | 105 | 36.95 | 160 | 159 |
| Cash & equivalents | 79.35 | 156 | 269 | 184 | 125 |
| Total Assets | 199 | 902 | 614 | 580 | 450 |
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|
| Cash from operating activity | −187 | −287 | −243 | −217 | −183 |
| Cash from investing activity | 197 | −581 | 249 | 236 | 173 |
| Cash from financing activity | −12.98 | 902 | −9.98 | −14.98 | −12.99 |
| Net cash flow | −2.99 | 36.97 | −3.99 | 4.99 | −22.96 |
| Capex | 5.97 | 11.96 | 0.99 | 1.99 | 2.99 |
| Free cash flow | −191 | −297 | −242 | −217 | −184 |
| CFO / OP % | 108.0% | 90.9% | 110.9% | 132.0% | 119.9% |
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|
| Debtor days | 95 | 91 | 173 | 88 | 53 |
| Cash conversion cycle | 95 | 91 | 173 | 88 | 53 |
| Working capital days | 8 | 466 | 1,155 | 94 | 30 |
| ROCE % | — | −64.0% | −28.0% | −37.0% | −36.0% |
For the Jun 2026 quarter, Turtlemint Fintech Solutions reported sales of ₹294 Cr, up 39.9% year on year and net profit of −₹37.85 Cr. The operating margin was −11.1%.
Turtlemint Fintech Solutions' sales for the year to Mar 2026 were ₹1,097 Cr.
Net profit for the year to Mar 2026 was −₹183 Cr. Earnings per share over the same trailing period were ₹−34.49.
Turtlemint Fintech Solutions reported borrowings of ₹17.92 Cr at Mar 2026, against cash and equivalents of ₹125 Cr.
Cash from operations was −₹183 Cr in the year to Mar 2026; after capital spending, free cash flow was −₹184 Cr.