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Two Conservative hybrid funds side by side: returns, costs, size, risk and how much their portfolios overlap.
HDFC Conservative Hybrid Fund vs SBI Conservative Hybrid Fund, as of 9 Nov 2026: HDFC Conservative Hybrid Fund NAV ₹90.61, 3Y CAGR 7.7%, expense ratio 1.18%; SBI Conservative Hybrid Fund NAV ₹84.24, 3Y CAGR 8.4%, expense ratio 0.98%; about 4% of their portfolios overlap.
As of · Source: AMFI NAVs and fund-house disclosures
| HDFC Conservative Hybrid Fund Direct Growth | SBI Conservative Hybrid Fund Direct Growth | |
|---|---|---|
| Category | Conservative hybrid | Conservative hybrid |
| Fund house | HDFC Mutual Fund | SBI Mutual Fund |
| Plan | Direct Plan · Growth Option | Direct Plan · Growth |
| NAV | ₹90.61 (9 Nov 2026) | ₹84.24 (9 Nov 2026) |
| 1Y return | 2.4% | 3.9% |
| 3Y CAGR | 7.7% | 8.4% |
| 5Y CAGR | 7.7% | 8.0% |
| Since launch (CAGR) | 9.3% | 9.5% |
| Expense ratio | 1.18% | 0.98% |
| AUM | ₹3,129 cr | ₹10,089 cr |
| Risk-o-meter | Moderately High | High |
| Benchmark | Nifty 50 Hybrid Composite Debt 15:85 Conservative Index | Nifty 50 Hybrid Composite Debt 15:85 Conservative Index |
| Minimum SIP | ₹100 | ₹500 |
| Holdings | 111 | 110 |
| Top 10 holdings weight | 23.2% | 24.3% |
| Portfolio overlap | About 4% by weight, from the latest disclosed holdings | |
Returns are point-to-point for each plan, after its expense ratio; periods over one year are CAGR. Past performance is not indicative of future results.
Open in the compare tool: growth charts, SIP outcomes and shared holdings →SBI Conservative Hybrid Fund has the higher 5-year CAGR (as of 9 Nov 2026): HDFC Conservative Hybrid Fund 7.7% a year vs SBI Conservative Hybrid Fund 8.0% a year. Past performance is not indicative of future results.
SBI Conservative Hybrid Fund costs less: HDFC Conservative Hybrid Fund charges 1.18% a year and SBI Conservative Hybrid Fund 0.98% a year.
SBI Conservative Hybrid Fund is larger: HDFC Conservative Hybrid Fund manages ₹3,129 cr and SBI Conservative Hybrid Fund ₹10,089 cr (as of 9 Nov 2026).
About 4% of their portfolios overlap by weight (the smaller weight of each common holding, summed), from the latest disclosed holdings.
HDFC Conservative Hybrid Fund is rated "Moderately High" and SBI Conservative Hybrid Fund "High" on SEBI's risk-o-meter.
We don't give recommendations. Jivani Markets is not a SEBI-registered investment adviser or research analyst. Whether a fund suits you depends on your goals, horizon and risk appetite; speak to a SEBI-registered investment adviser or an AMFI-registered mutual fund distributor before investing.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future results.
Returns are for Direct plans, after expenses (TER is already in the NAV). Research, not advice: we do not say a fund suits you. Disclaimer