Loading…
Two Conservative hybrid funds side by side: returns, costs, size, risk and how much their portfolios overlap.
SBI Conservative Hybrid Fund vs Kotak Conservative Hybrid Fund, as of 9 Nov 2026: SBI Conservative Hybrid Fund NAV ₹84.24, 3Y CAGR 8.4%, expense ratio 0.98%; Kotak Conservative Hybrid Fund NAV ₹70.65, 3Y CAGR 8.9%, expense ratio 0.60%; about 3% of their portfolios overlap.
As of · Source: AMFI NAVs and fund-house disclosures
| SBI Conservative Hybrid Fund Direct Growth | Kotak Conservative Hybrid Fund Direct Growth | |
|---|---|---|
| Category | Conservative hybrid | Conservative hybrid |
| Fund house | SBI Mutual Fund | Kotak Mahindra Mutual Fund |
| Plan | Direct Plan · Growth | Direct Plan · Growth |
| NAV | ₹84.24 (9 Nov 2026) | ₹70.65 (9 Nov 2026) |
| 1Y return | 3.9% | 3.2% |
| 3Y CAGR | 8.4% | 8.9% |
| 5Y CAGR | 8.0% | 8.2% |
| Since launch (CAGR) | 9.5% | 10.3% |
| Expense ratio | 0.98% | 0.60% |
| AUM | ₹10,089 cr | ₹2,620 cr |
| Risk-o-meter | High | Moderately High |
| Benchmark | Nifty 50 Hybrid Composite Debt 15:85 Conservative Index | CRISIL Hybrid 85+15 - Conservative Index |
| Minimum SIP | ₹500 | — |
| Holdings | 110 | 116 |
| Top 10 holdings weight | 24.3% | 41.2% |
| Portfolio overlap | About 3% by weight, from the latest disclosed holdings | |
Returns are point-to-point for each plan, after its expense ratio; periods over one year are CAGR. Past performance is not indicative of future results.
Open in the compare tool: growth charts, SIP outcomes and shared holdings →Kotak Conservative Hybrid Fund has the higher 5-year CAGR (as of 9 Nov 2026): SBI Conservative Hybrid Fund 8.0% a year vs Kotak Conservative Hybrid Fund 8.2% a year. Past performance is not indicative of future results.
Kotak Conservative Hybrid Fund costs less: SBI Conservative Hybrid Fund charges 0.98% a year and Kotak Conservative Hybrid Fund 0.60% a year.
SBI Conservative Hybrid Fund is larger: SBI Conservative Hybrid Fund manages ₹10,089 cr and Kotak Conservative Hybrid Fund ₹2,620 cr (as of 9 Nov 2026).
About 3% of their portfolios overlap by weight (the smaller weight of each common holding, summed), from the latest disclosed holdings.
SBI Conservative Hybrid Fund is rated "High" and Kotak Conservative Hybrid Fund "Moderately High" on SEBI's risk-o-meter.
We don't give recommendations. Jivani Markets is not a SEBI-registered investment adviser or research analyst. Whether a fund suits you depends on your goals, horizon and risk appetite; speak to a SEBI-registered investment adviser or an AMFI-registered mutual fund distributor before investing.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future results.
Returns are for Direct plans, after expenses (TER is already in the NAV). Research, not advice: we do not say a fund suits you. Disclaimer