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Two Conservative hybrid funds side by side: returns, costs, size, risk and how much their portfolios overlap.
HDFC Conservative Hybrid Fund vs Kotak Conservative Hybrid Fund, as of 9 Nov 2026: HDFC Conservative Hybrid Fund NAV ₹90.61, 3Y CAGR 7.7%, expense ratio 1.18%; Kotak Conservative Hybrid Fund NAV ₹70.65, 3Y CAGR 8.9%, expense ratio 0.60%; about 16% of their portfolios overlap.
As of · Source: AMFI NAVs and fund-house disclosures
| HDFC Conservative Hybrid Fund Direct Growth | Kotak Conservative Hybrid Fund Direct Growth | |
|---|---|---|
| Category | Conservative hybrid | Conservative hybrid |
| Fund house | HDFC Mutual Fund | Kotak Mahindra Mutual Fund |
| Plan | Direct Plan · Growth Option | Direct Plan · Growth |
| NAV | ₹90.61 (9 Nov 2026) | ₹70.65 (9 Nov 2026) |
| 1Y return | 2.4% | 3.2% |
| 3Y CAGR | 7.7% | 8.9% |
| 5Y CAGR | 7.7% | 8.2% |
| Since launch (CAGR) | 9.3% | 10.3% |
| Expense ratio | 1.18% | 0.60% |
| AUM | ₹3,129 cr | ₹2,620 cr |
| Risk-o-meter | Moderately High | Moderately High |
| Benchmark | Nifty 50 Hybrid Composite Debt 15:85 Conservative Index | CRISIL Hybrid 85+15 - Conservative Index |
| Minimum SIP | ₹100 | — |
| Holdings | 111 | 116 |
| Top 10 holdings weight | 23.2% | 41.2% |
| Portfolio overlap | About 16% by weight, from the latest disclosed holdings | |
Returns are point-to-point for each plan, after its expense ratio; periods over one year are CAGR. Past performance is not indicative of future results.
Open in the compare tool: growth charts, SIP outcomes and shared holdings →Kotak Conservative Hybrid Fund has the higher 5-year CAGR (as of 9 Nov 2026): HDFC Conservative Hybrid Fund 7.7% a year vs Kotak Conservative Hybrid Fund 8.2% a year. Past performance is not indicative of future results.
Kotak Conservative Hybrid Fund costs less: HDFC Conservative Hybrid Fund charges 1.18% a year and Kotak Conservative Hybrid Fund 0.60% a year.
HDFC Conservative Hybrid Fund is larger: HDFC Conservative Hybrid Fund manages ₹3,129 cr and Kotak Conservative Hybrid Fund ₹2,620 cr (as of 9 Nov 2026).
About 16% of their portfolios overlap by weight (the smaller weight of each common holding, summed), from the latest disclosed holdings.
Both are rated "Moderately High" on SEBI's risk-o-meter.
We don't give recommendations. Jivani Markets is not a SEBI-registered investment adviser or research analyst. Whether a fund suits you depends on your goals, horizon and risk appetite; speak to a SEBI-registered investment adviser or an AMFI-registered mutual fund distributor before investing.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future results.
Returns are for Direct plans, after expenses (TER is already in the NAV). Research, not advice: we do not say a fund suits you. Disclaimer