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Two Equity savings funds side by side: returns, costs, size, risk and how much their portfolios overlap.
HDFC Equity Savings Fund vs ICICI Prudential Equity Savings Fund, as of 9 Nov 2026: HDFC Equity Savings Fund NAV ₹78.49, 3Y CAGR 9.1%, expense ratio 1.30%; ICICI Prudential Equity Savings Fund NAV ₹25.68, 3Y CAGR 7.4%, expense ratio 1.12%; about 42% of their portfolios overlap.
As of · Source: AMFI NAVs and fund-house disclosures
| HDFC Equity Savings Fund Direct Growth | ICICI Prudential Equity Savings Fund Direct Growth | |
|---|---|---|
| Category | Equity savings | Equity savings |
| Fund house | HDFC Mutual Fund | ICICI Prudential Mutual Fund |
| Plan | Direct Plan · Growth Option | Direct Plan · Cumulative |
| NAV | ₹78.49 (9 Nov 2026) | ₹25.68 (9 Nov 2026) |
| 1Y return | 4.3% | 3.9% |
| 3Y CAGR | 9.1% | 7.4% |
| 5Y CAGR | 8.4% | 7.7% |
| Since launch (CAGR) | 10.0% | 8.2% |
| Expense ratio | 1.30% | 1.12% |
| AUM | ₹5,548 cr | ₹14,322 cr |
| Risk-o-meter | Moderately High | Low to Moderate |
| Benchmark | Nifty Equity Savings Index | Nifty Equity Savings TRI |
| Exit load | — | Entry Load – Not Applicable Exit Load - a) If the amount is sought to be redeemed/switched-out upto 18 months from the date of allotment - 1% of the applicable NAV b) If the amount is sought to be redeemed/switched-out more than 18 months from the date of allotment – Nil |
| Minimum SIP | ₹100 | ₹100 |
| Holdings | 130 | 126 |
| Top 10 holdings weight | 34.5% | 46.6% |
| Portfolio overlap | About 42% by weight, from the latest disclosed holdings | |
Returns are point-to-point for each plan, after its expense ratio; periods over one year are CAGR. Past performance is not indicative of future results.
Open in the compare tool: growth charts, SIP outcomes and shared holdings →HDFC Equity Savings Fund has the higher 5-year CAGR (as of 9 Nov 2026): HDFC Equity Savings Fund 8.4% a year vs ICICI Prudential Equity Savings Fund 7.7% a year. Past performance is not indicative of future results.
ICICI Prudential Equity Savings Fund costs less: HDFC Equity Savings Fund charges 1.30% a year and ICICI Prudential Equity Savings Fund 1.12% a year.
ICICI Prudential Equity Savings Fund is larger: HDFC Equity Savings Fund manages ₹5,548 cr and ICICI Prudential Equity Savings Fund ₹14,322 cr (as of 9 Nov 2026).
About 42% of their portfolios overlap by weight (the smaller weight of each common holding, summed), from the latest disclosed holdings.
HDFC Equity Savings Fund is rated "Moderately High" and ICICI Prudential Equity Savings Fund "Low to Moderate" on SEBI's risk-o-meter.
We don't give recommendations. Jivani Markets is not a SEBI-registered investment adviser or research analyst. Whether a fund suits you depends on your goals, horizon and risk appetite; speak to a SEBI-registered investment adviser or an AMFI-registered mutual fund distributor before investing.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future results.
Returns are for Direct plans, after expenses (TER is already in the NAV). Research, not advice: we do not say a fund suits you. Disclaimer