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Two Equity savings funds side by side: returns, costs, size, risk and how much their portfolios overlap.
ICICI Prudential Equity Savings Fund vs DSP Equity Savings Fund, as of 9 Nov 2026: ICICI Prudential Equity Savings Fund NAV ₹25.68, 3Y CAGR 7.4%, expense ratio 1.12%; DSP Equity Savings Fund NAV ₹25.68, 3Y CAGR 9.0%, expense ratio 1.10%; about 42% of their portfolios overlap.
As of · Source: AMFI NAVs and fund-house disclosures
| ICICI Prudential Equity Savings Fund Direct Growth | DSP Equity Savings Fund Direct Growth | |
|---|---|---|
| Category | Equity savings | Equity savings |
| Fund house | ICICI Prudential Mutual Fund | DSP Mutual Fund |
| Plan | Direct Plan · Cumulative | Direct Plan · Growth |
| NAV | ₹25.68 (9 Nov 2026) | ₹25.68 (9 Nov 2026) |
| 1Y return | 3.9% | 3.5% |
| 3Y CAGR | 7.4% | 9.0% |
| 5Y CAGR | 7.7% | 8.0% |
| Since launch (CAGR) | 8.2% | 9.2% |
| Expense ratio | 1.12% | 1.10% |
| AUM | ₹14,322 cr | ₹3,037 cr |
| Risk-o-meter | Low to Moderate | Moderately High |
| Benchmark | Nifty Equity Savings TRI | Nifty Equity Savings Index |
| Exit load | Entry Load – Not Applicable Exit Load - a) If the amount is sought to be redeemed/switched-out upto 18 months from the date of allotment - 1% of the applicable NAV b) If the amount is sought to be redeemed/switched-out more than 18 months from the date of allotment – Nil | (as a % of Applicable NAV) Holding period from the date of allotment: <= 12 months – 1% > 12 months – Nil Note: No exit load shall be levied in case of switch of investment from Regular Plan to Direct Plan and vice versa. |
| Minimum SIP | ₹100 | ₹100 |
| Holdings | 126 | 83 |
| Top 10 holdings weight | 46.6% | 35.0% |
| Portfolio overlap | About 42% by weight, from the latest disclosed holdings | |
Returns are point-to-point for each plan, after its expense ratio; periods over one year are CAGR. Past performance is not indicative of future results.
Open in the compare tool: growth charts, SIP outcomes and shared holdings →DSP Equity Savings Fund has the higher 5-year CAGR (as of 9 Nov 2026): ICICI Prudential Equity Savings Fund 7.7% a year vs DSP Equity Savings Fund 8.0% a year. Past performance is not indicative of future results.
DSP Equity Savings Fund costs less: ICICI Prudential Equity Savings Fund charges 1.12% a year and DSP Equity Savings Fund 1.10% a year.
ICICI Prudential Equity Savings Fund is larger: ICICI Prudential Equity Savings Fund manages ₹14,322 cr and DSP Equity Savings Fund ₹3,037 cr (as of 9 Nov 2026).
About 42% of their portfolios overlap by weight (the smaller weight of each common holding, summed), from the latest disclosed holdings.
ICICI Prudential Equity Savings Fund is rated "Low to Moderate" and DSP Equity Savings Fund "Moderately High" on SEBI's risk-o-meter.
We don't give recommendations. Jivani Markets is not a SEBI-registered investment adviser or research analyst. Whether a fund suits you depends on your goals, horizon and risk appetite; speak to a SEBI-registered investment adviser or an AMFI-registered mutual fund distributor before investing.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future results.
Returns are for Direct plans, after expenses (TER is already in the NAV). Research, not advice: we do not say a fund suits you. Disclaimer